Is there a way to use two types of payment methods in a transaction on the market?

Question

For example I want to sell a product that includes membership and tuition, R$X,XX + R$X,XX automatic debit.

Example of automatic debit:

$preapproval_data = array(
        "payer_email" => "[email protected]",
        "back_url" => "http://www.google.com",
        "reason" => "TESTE",
        "external_reference" => "OP-1234",
        "auto_recurring" => array(
           "frequency" => 1,
           "frequency_type" => "months",
           "transaction_amount" => 0.5,
           "currency_id" => "BRL",
           "start_date" => "2016-09-20T20:58:11.778-03:00"
        )
);
$preference = $mp->create_preapproval_payment($preapproval_data);

Example of simple payment:

$preference_data = array(
    "reason" => "Adesão",
    "items" => array(
        array(
            "title" => "Adesão",
            "currency_id" => "BRL",
            "category_id" => "",
            "quantity" => 1,
            "unit_price" => 100
        )

    ),
    "payment_methods" => array(
    "installments" => 24
    )
);

$preference = $mp->create_preference($preference_data);

Would you have some way to create a transaction that includes the two payment methods?

Answer 1

Unfortunately the current Free Market API does not yet allow multiple forms of payment per order, but you can manage this internally, and if necessary create two transactions for each order (do not recommend if it is not extremely important for your business, since you will have more complexity to manage billing, and may have problems with chargeback when any of the cards is refused).

If even with the above reservations it is interesting for you to apply the concept:

Change your order table by adding two columns to save the ids of the two transactions (easy way) or modify your modeling to support multiple forms of payment per order (difficult way, requires a new table containing the payment methods associated with the order 1/N), so if the customer chooses to pay with two cards, you will be able to record the data of both payments.

Note the fact that if one of the transactions is refused, the other must be hampered.