-1
Well, these days I had to refuse a site and application proposal, because they needed to have a form of payment by the application/ site where it should be approved instantly, so that the order was already delivered. I was working with pagseguro using transparent checkout, but he confirms payment in:
Credit Card - up to 2 working days after payment, if extend
And looking a little further, I saw the mercadopago, that for credit card says instant approval. I wonder if there is another alternative to instant payment
There’s Paypal, it’s instant (except for the Digital Check! ). In my opinion it is the best of all, has several ways to implement, is used and supported by several countries (some have different resources), by me much better than the rest (Pagseguro, Mercadopago). It approves the payment on time or will give an error to the user, simple like this. The seller (Paypal holder) will receive the money immediately as well, there is no "outstanding balance" as in Mercadopago, except if Paypal believes that your business is at risk (so can limit X% to be retained for X days).
– Inkeliz
This depends a lot on the operator and how this control is done by it. If the customer has money in account the payment is confirmed on today. At least with Cielo it is so. There is a ready-made example that works exactly the way you need it. Take a look at this link: https://datafacilinformatica.com.br/script-para-payingphp-paying with credit cards/ I hope I helped you.
– evandro